1) Asking about savings
Can I draw on my account for payment of things I buy in China?
Could you tell me my balance?
Do you charge for cheques?
Do you pay interest on this account.
Please tell me my balance.
What's the annual interest rate?
What's the interest rate for the savings account?
What's the difference between a savings account and checking account?( 支票 )
What's the procedure for opening a savings account?
Will 100 dollars be enough for a minimum deposit?( 最小存额 )
Would you tell me how to operate this account?
2) Telling about savings
I think you need a checking account.
Interest is paid at the rate of 0.8% per annum ( 年利率 )at present.
It allows you to earn a little interest on your money.
It helps defray ( 抵付 ) the cost of the account itself.
It's payable within two months.( 两个月内有效 )
Ten dollars is the minimum original deposit.( 最低起存 )
The account carries interest of 4.5 %.
The interest is added to your account every year.
The interest rate for the savings account is 4.5%.
We honored the check as the overdraft( 承兑支票透支额 ) was only five dollars.
You can open a savings account at any time with an initial( 开始 ) deposit of ten dollars.
You may deposit your money with the bank, or leave it there for temporary safe-keeping.
You may open a current deposit account with the bank. You should reimburse( 补偿) the thank for the amount paid.
Your deposit is exhausted.( 支完)
Your L/C is used up.( 信用证用完)